We are frequently asked the question “What is the most important thing I can be doing with my money?” Our answer never changes, and it usually shocks most people. The answer we give is simply to budget.

As millennials, the most important thing we can do is be PROACTIVE in our lives. When we are proactive with our finances, starting at a young age, the ‘compound effect’ takes hold and can ensure us long-term success. It is our job to learn from the mistakes of the generation before us.

Christina is a recent grad from the University of Denver and the creator of TheSavvyGrad.com.  The Savvy Grad is a blog devoted to helping you succeed in the unclear path between college life and the real world.

I have been reading Richard Branson’s autobiography, Losing my Virginity. Richard Branson is the owner of the Virgin Empire, a serial entrepreneur, and a thrill seeker. At one point in his life a teacher told him, “Richard …

We hear the word “leverage” often; especially in tight economies. What does it mean to leverage? What should I be leveraging? Being out of college for a year now, working in an entry level position, constantly working to build this blog and the ideas behind it and facing the harsh realities of living in the “real world,” I’ve quickly learned what it means to leverage. For me, it means identifying my resources and utilizing them to their fullest potential.

Shoes are a big purchase. They are generally one of the most expensive elements in your wardrobe, but if you make smart choices, and take care of them properly, they can last you a long time.When you are on a tight budget, you want to make wardrobe decisions that are versatile and can be worn with multiple outfits. Same goes for shoes. And since we are being thrifty, spending a little money now taking care of your shoes can be well worth the investment in the long run.